$0 commission
$0 online stock and ETF trades
Self-directed Merrill accounts offer $0 commissions for online U.S.-listed stock and ETF trades; other fees can apply.
- Provided by
- Merrill
- Last verified
- Aug 20, 2026
Finance membership benefits
Banking, investing, cash-back, fee, and financial-services membership benefits.
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VERIFIED FINANCE PERKS
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$0 commission
$0 online U.S. stock and ETF trades
Fidelity retail brokerage accounts charge $0 commission for online U.S. stock and ETF trades; option contract and other fees can apply.
- Provided by
- Fidelity Brokerage
- Last verified
- Aug 20, 2026
$0 commission
$0 U.S. stock and ETF commissions
IBKR Lite offers commission-free trades in eligible U.S.-listed stocks and ETFs for qualifying individual investors.
- Provided by
- IBKR Lite
- Last verified
- Aug 20, 2026
3% match
3% match on eligible IRA contributions
Robinhood Gold subscribers receive a 3% match on eligible IRA contributions and transfers, subject to holding and program requirements.
- Provided by
- Robinhood Gold
- Last verified
- Aug 20, 2026
170+ markets
Access to 170 global markets
Trade across more than 170 markets in 40 countries and 29 currencies from one integrated account.
- Provided by
- Interactive Brokers
- Last verified
- Aug 20, 2026
Fees reimbursed
ATM surcharge reimbursement
Eligible Fidelity Cash Management Account debit-card withdrawals receive reimbursement for ATM fees charged by other institutions.
- Provided by
- Cash Management Account
- Last verified
- Aug 20, 2026
Included
Digital financial planning tools included
The complimentary Wealth Plan provides a consolidated financial view, goal tracking and step-by-step planning guidance.
- Provided by
- Wealth Plan
- Last verified
- Aug 20, 2026
$1,000
First $1,000 of margin interest-free
Eligible Gold accounts with margin enabled can borrow the first $1,000 without margin interest; rates apply above that amount.
- Provided by
- Robinhood Gold
- Last verified
- Aug 20, 2026
Up to unlimited
Global ATM fee rebates
Eligible CashPlus accounts receive ATM fee rebates, with unlimited rebates for Reserved clients and up to $200 annually for other eligible clients.
- Provided by
- CashPlus
- Last verified
- Aug 20, 2026
Included
Identity and credit protection included
CashPlus includes complimentary Experian identity and credit protection services for eligible account holders.
- Provided by
- Experian
- Last verified
- Aug 20, 2026
$0 wire fees
Incoming and outgoing wire fees waived
Eligible Premier Checking customers pay no Wells Fargo fee for incoming or outgoing wire transfers, subject to account terms.
- Provided by
- Premier Checking
- Last verified
- Aug 20, 2026
Combined balances
Merrill balances count toward rewards tiers
Qualifying Merrill investment balances combine with eligible Bank of America deposit balances to determine BofA Rewards tier eligibility.
- Provided by
- BofA Rewards
- Last verified
- Aug 20, 2026
0.25% reduction
Military loan rate reduction
Active-duty and retired military members can qualify for a 0.25 percentage-point rate reduction on eligible auto and personal loans.
- Provided by
- Navy Federal Credit Union
- Last verified
- Aug 20, 2026
$0 commission
Unlimited $0 online trades
Self-directed accounts offer $0 online commissions for eligible stocks, ETFs, options, mutual funds, money-market funds and Treasuries; contract fees may apply.
- Provided by
- J.P. Morgan Self-Directed Investing
- Last verified
- Aug 20, 2026
Unlimited
Unlimited ATM fee rebates worldwide
Schwab Bank Investor Checking reimburses ATM fees charged by other ATM operators worldwide for eligible account holders.
- Provided by
- Schwab Bank Investor Checking
- Last verified
- Aug 20, 2026
Unlimited
Unlimited worldwide ATM fee reimbursements
Premier Checking waives Wells Fargo ATM fees and reimburses fees charged by non-Wells Fargo ATM operators worldwide.
- Provided by
- Premier Checking
- Last verified
- Aug 20, 2026
Up to $20
Up to $20 in monthly ATM fee rebates
Free Active Duty Checking reimburses up to $20 in ATM fees per statement period; other eligible checking accounts can receive up to $10.
- Provided by
- Navy Federal Credit Union
- Last verified
- Aug 20, 2026
Up to 75%
Up to 75% credit-card rewards bonus
Eligible BofA Rewards tiers add a 10%, 25%, 50% or 75% bonus to rewards earned on qualifying Bank of America credit cards.
- Provided by
- BofA Rewards
- Last verified
- Aug 20, 2026
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